This might entail additional cost, but it offers protection for your personal property whether you may be renting from a homeowner, property manager or University Dorm. The building itself is insured by the owner against damages such as fire, vandalism and natural disasters but these policies do not cover your (renter’s) personal belongings. Your own renters insurance also protects you from harm that may be caused by other tenants. Some property renters require this as a prerequisite to renting their property which is normally included in your contract. Renters insurance comes in the standard form and with additional coverage options which also carry additional costs so measure up your needs and financial status to get the best of the two worlds.
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So you want to live in the city but not get too choked up in a skyscraper of a condo. You want great views and a lively neighborhood. Here are two choice condominiums in Seattle that have just that. Veer Lofts (left) in South Lake Union has 99 lofts from 624 to 1,067 sf with views of the city and the Space Needle. Units have floor to ceiling glass, energy efficient appliances and environmentally friendly paints and finishes. How about Hjärta (right) in Ballard, eight floors with 79 units over 6,000 sf of ground level retail space. It is also a green building, with rooftop gardens, water-conserving features and Energy Star rated appliances. Whichever you choose, you’ll love coming home.